Medical
National University offers 3 medical plan options through Blue Shield - HDHP, EPO, and PPO. All 3 plan options share the same in-network provider network. Review the descriptions below to determine which plan is best for you and your family.
Blue Shield Plans
HIGH DEDUCTIBLE HEALTH PLAN (HDHP) - In & Out of Network
The High Deductible Health Plan (HDHP) is designed to provide the benefits of a PPO plan, plus an option to enjoy the added value of a tax advantaged Health Savings Account (HSA).
A HDHP and HSA work together to provide you with the medical coverage you need and an account to help pay for what the plan does not cover. You can make pre-tax contributions into your HSA account, and the University will also make contributions into your account based on your enrollment tier. Your unused balance accumulates year after year. Learn more about the HSA by visiting the FSA & HSA page.
Health Savings Account (HSA) Employer Contributions:
Employee Only Plan: $1,500/year ($62.50 semimonthly)
Employee + Spouse: $2,500/year ($104.17 semimonthly)
Employee + Child(ren): $2,500/year ($104.17 semimonthly)
Employee + Family: $3,000/year ($125.00 semimonthly)
EXCLUSIVE PROVIDER ORGANIZATION (EPO) - In Network only
The Exclusive Provider Organization (EPO) plan gives you the freedom to see any Network Physician or healthcare professional, including specialists, without a referral or needing to designate a Primary Care Physician.
Much like an HMO plan, the EPO plan does not allow for “out-of-network” charges; it is the members’ responsibility to be aware of the plan network and from whom they receive care.
The EPO plan will sunset on 6/30/2024.
PREFERRED PROVIDER ORGANIZATION (PPO) - In & Out of Network
The Preferred Provider Organization (PPO) plan gives you the freedom to see any Network Physician or healthcare professional, including specialists, without a referral. With the PPO plan, you can seek care with an In-Network or Non Network Provider. You will receive the highest level of benefits when you seek care from a Network Provider.
Care received from a Non-Network physician, healthcare professional or facility means higher out-of-pocket cost. If you choose to seek care outside of the Network, the reimbursements to providers have not been pre-negotiated and you will be responsible for any fees greater than the usual and customary rate for the service.
Your Blue Shield Member ID Card
Your Blue Shield insurance cards will be delivered within 10 business days after your benefit enrollment is approved in Workday. If you do not receive your card(s), call Blue Shield at 855-599-2650 (group number W0051587) and request your subscriber ID. Then, register online at www.blueshieldca.com, where you can print/order ID card(s) and access your plan information.
Ways to access your ID card:
Find a Blue Shield Provider
Establishing your primary care physician (PCP) brings consistency and efficiency to your healthcare. It's important to find a PCP who fits your needs and accepts your insurance plan. For more information on the benefits of having a PCP and keeping up with your preventative care, please review this Fact Sheet provided by USI, our dedicated benefits broker and resource center.
California
To find a provider in CA, go to the Blue Shield Website or call Blue Shield at 855.599.2650
Outside of California
To find a provider outside of CA in the United States:
- Go to provider.bcbs.com
- At the "Choose a plan" prompt, enter AAA
- Enter your location
- Enter the name or type of doctor/facility, then click the Search icon
You may also call 1.800.810.BLUE to search for PPO providers outside of CA and within the United States
Password: Aug02Blue2023
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Teladoc Flyers
2023 Blue Shield Documents & Resources
Legal Disclosure: Blue Shield of California Machine Readable Files – Transparency in Coverage
The Machine-Readable Files (MRF) provision of the Transparency in Coverage Final Rule (TCFR) requires health plans to disclose negotiated provider rates. These files are collections of data read by machines, and are not intended for member use.