Medical

At National University, we offer three medical plan options through Blue Shield: HDHP, EPO, and PPO. All plans share the same in-network provider network. Explore the plans below to find the one that best meets the needs of you and your family.


High Deductible Health Plan (HDHP) with Health Savings Account (HSA)

The High Deductible Health Plan (HDHP) is designed to promote cost-effective healthcare spending through lower premiums and higher deductibles. This plan provides access to both in-network and out-of-network providers plus an option to take advantage of a tax-advantaged Health Savings Account (HSA).


Health Savings Plan (HSA)

This plan pairs with an HSA, a tax advantaged savings account that can be used to pay for qualified healthcare expenses.  You can contribute pre-tax dollars, and the University will also make contributions to your account. Withdrawals for eligible medical expenses are tax-free and unused funds roll over year to year. The account is yours to keep, even if you leave the University. Learn  by visiting the FSA & HSA page.

 

University HSA Contributions:

  • Employee Only: $1,500/year ($62.50 semimonthly)
  • Employee + Spouse: $2,500/year ($104.17 semimonthly)
  • Employee + Child(ren): $2,500/year ($104.17 semimonthly)
  • Employee + Family: $3,000/year ($125.00 semimonthly)

Preferred Provider Organization (PPO) - In & Out of Network

The PPO plan offers the felixbility of seeing any in-network physician or specialist without a referral. You can also receive care from out-of-network providers, but your out-of-pocket costs will be higher.  Because reimbursements are not pre-negotiated when you seek care outside of the network, you may be responsible for any charges above the usual and customary rates for services received.


Exclusive Provider Organization (EPO) - In Network only

The EPO plan gives you the freedom to see any Network Physician or healthcare professional, including specialists, without a referral or needing to designate a Primary Care Physician.


Similar to an HMO, the EPO plan does not cover out-of-network care, except in emergencies. It is the member’s responsibility to ensure providers are in-network to receive coverage.



2025-2026 Medical Plan Comparison and Rates New Plan Year Medical Comparison & Rates

Accessing Your Blue Shield Member ID Card

Your Blue Shield insurance card will be mailed to you within 10 business days after your benefit enrollment is approved in Workday. If you do not receive your card, follow these steps:

  1. Call Blue Shield at 855-599-2650 (Group Number: W0051587) to request your subscriber ID.
  2. Register online at www.blueshieldca.com to access and manage your plan information.


ID Card FAQs

Find a Blue Shield Provider


Having a Primary Care Physician (PCP) ensures consistency and efficiency in your healthcare. Finding a PCP that meets your needs and accepts your insurance is key to managing your care.


California

To find a provider in CA, go to the Blue Shield Website or call Blue Shield at 855.599.2650


Outside of California

To find a provider outside of CA in the United States:

  1. Go to provider.bcbs.com
  2. At the "Choose a plan" prompt, enter AAA
  3. Enter your location
  4. Enter the name or type of doctor/facility, then click the Search icon


You may also call 1.800.810.BLUE to search for PPO providers outside of CA and within the United States.


Video Tutorial on How To Find a Doctor | Use Password: Aug02Blue2023

Password: Aug02Blue2023

Blue Shield Connect

Blue Shield Connect is your new, high-touch support system designed to simplify your healthcare journey:


  • One Call, Full Support: Speak to a single, dedicated customer service representative who can coordinate care and connect you with nurses, dietitians, health coaches, social workers, and pharmacy experts - all in one call.
  • Dedicated NU Phone Line: As a National University member, you now have access to an exclusive Connect phone number with expanded hours and a consistent point of contact (displayed on Member ID card).
  • Comprehensive Care Coordination: Get support with treatment plans, prior authorizations, and health concerns, whether acute, chronic, or newly diagnosed.
  • On-the-Spot Pharmacy Help: Your Connect team can resolve prescription issues between your doctor and pharmacy during the same call.


Teladoc | 24/7 Virtual Care

As a Blue Shield member, you can access to Teladoc for non-emergency care anytime, anywhere. Connect with U.S. board-certified doctors via phone or online video consultations in minutes (1 hour or less response time) or make an appointment in advance.


Set up your Teladoc account so it’s ready when you need it:

  • Website:  www.teladoc.com/bsc  
  • Mobile App: Open Blue Shield App > Select Get Care > Select Teladoc
  • Phone:  1-800-Teladoc (835-2362)


Teladoc Flyers

Wellvolution

Wellvolution offers Blue Shield of California members top-rated programs to help you build a healthier lifestyle and a healthy you. Key features include:

Personalized Tools

Programs and support customized for you and available anytime, on-demand


Clinically Proven

Leading health programs, vetted by our experts, that work in the real world


No Extra Cost

All offered at no additional cost to qualifying Blue Shield members


Fitness Your Way®

Your fitness discount program brought to you by Blue Shield


As a Blue Shield member, you have access to Fitness Your Way®, powered by Tivity Health, which offers flexible, discounted access to 13,000+ gyms nationwide along with on-demand and live virtual fitness classes, without long-term contracts.

 

How it Works:

  1. Get Started: Visit Fitness Your Way to learn more. View Enrollment instructions for step by step guidance on how to enroll.
  2. Choose your package: Members can choose from 7 gym packages starting at $19/month or opt for a $10/month digital-only plan, with access to multiple gyms near home, work, or while traveling.
  3. After enrolling:
  4. Get your ID number from your member portal.
  5. Use the location map to find your preferred participating gym.
  6. Show the gym your ID number and start crushing your goals.


Limited-time May Promotion:

Enroll by May 31, 2026 and have the $19 enrollment fee waived using promo code BSCPROMOMAY26.

1/1/26-6/30/26 Blue Shield Documents & Resources

Legal Disclosure: Blue Shield of California Machine Readable Files – Transparency in Coverage


The Machine-Readable Files (MRF) provision of the Transparency in Coverage Final Rule (TCFR) requires health plans to disclose negotiated provider rates. These files are collections of data read by machines, and are not intended for member use.


MRF information and links


Have Questions?


For general benefit inquiries, contact AskHR@nu.edu.

For questions regarding which benefit plan is best for you, contact brcca@usi.com.